Daily News And Advice
Updated 08:25 AM CDT Today
A 2007 Energy Source report states
that 86 percent of recent homebuyers
said they would choose an
energy-efficient home over one that
was not energy-efficient.
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I am set to deploy, but the board
informed me that there were too many
rentals already and that my request
to rent out my unit was denied. What
can I do? This issue and more
questions in this week's column.
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The signs are all there. Sales and
pending sales of homes have turned
up sharply in hard-hit markets.
House prices are more affordable.
Consumer confidence polls show
slight but noteworthy improvements
in the public's outlook.
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Canada's mortgage insurance
providers have launched campaigns to
help financially challenged
homeowners through the recession.
Jim Adair reports.
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Every commercial loan broker will
tell you that the banks are not
making a whole lot of commercial
loans these days. Surprisingly, the
reason why isn't just because they
are afraid to make new commercial
loans.
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The true disconnect for the buyer in
understanding, and thus demanding
representation, dates back to the
mid 90's when our boards and
associations started asking us to
shift from a sales role (move the
product) to a fiduciary role
(represent the client).
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The signs are all there. Sales and pending
sales of homes have turned up sharply in
hard-hit markets. House prices are more
affordable. Consumer confidence polls show
slight but noteworthy improvements in the
public's outlook.
FULL STORY ->
Canada's mortgage insurance providers have
launched campaigns to help financially
challenged homeowners through the recession.
Jim Adair reports.
FULL STORY ->
Before regional markets begin a turnaround
to positive or negative territory, it
usually starts in certain price ranges, zip
codes or communities. Pricing drives most
transition markets -- hit the right price,
and the sales will pick up. But even in the
over-1 million dollar market of South Beach,
some communities are considered "bargains"
in today's post-foreclosure world.
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Sales ended up 38 percent in 2008 over 2007
in Las Vegas, and residents are hoping for a
recovery of pricing in 2010. The Las Vegas
Sun, interviewed the National Association of
Realtors' Chief Economist Lawrence Yun, who
says the sales volume will most likely turn
flat prices upward.
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Freddie Mac (NYSE:FRE) today released the
results of its Primary Mortgage Market
Survey (PMMS) in which the 30-year
fixed-rate mortgage (FRM) averaged 4.87
percent with an average 0.7 point for the
week ending April 9, 2009, up from last week
when it averaged 4.78 percent. Last year at
this time, the 30-year FRM averaged 5.88
percent.
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The true disconnect for the buyer in
understanding, and thus demanding
representation, dates back to the mid 90's
when our boards and associations started
asking us to shift from a sales role (move
the product) to a fiduciary role (represent
the client).
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nderstandably, homeowners who apply for a
loan modification tend to get a little antsy
and perhaps even annoyed when they apply for
a loan modification and then fail to hear
anything for several weeks, especially if
they continue to receive late payment
notices and nasty phone calls from
collection agencies. Many homeowners wonder,
“How long will it be before I hear
anything?” and “What should I do while I'm
waiting.” This article should help answer
those very pressing questions.
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We are all pre-programmed with hope. That's
a good thing. We all need the hope that we
can accomplish our goals and objectives;
that our circumstances in life will improve;
that we will achieve the position of wealth
and happiness we dream about for our family
and ourselves. When that hope is not
connected to action, we are entrenched in
the lotto mindset.
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